Uninsured Motorist Property Damage – Covers damage to your car caused by an identified, at-fault, uninsured driver. If you don’t’ have collision coverage, this coverage is available for a most of $15,000 and subject to a $250 deductible.
State Legal Guidelines & Regulations
The named insured did not disclose totally his motor vehicle accidents and moving traffic violations for the previous 36 months, if the applying requested that info. The insured initially obtained the coverage via giving misleading or incorrect info to the insurer. A firm might elect to nonrenew your Auto policy for any purpose except your age, gender, race, colour, creed, ancestry, occupation, marital status, employer of the insured, or bodily handicap . If a check, credit card cost, or money order given for the preliminary premium payment is not processed due to inadequate funds, the new policy may be thought-about null and void and cancellation provisions will not apply. In this scenario, your lender agrees to just accept title to your replacement vehicle instead of the title to your totaled or stolen car, and you proceed making payments as if your earlier car was never totaled or stolen. Lenders aren’t required to do this, but many times, … Read More