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This coverage goes towards covering the medical bills of those injured as a result of an accident you brought on. Required in most states, including this coverage can be a good idea in Florida because of the low quantities of PIP coverage required by the state. Of course, if you trigger an accident with out insurance, the penalties above can pale compared to the amounts you’ll be required to pay. For this reason, it’s extremely recommended that drivers get hold of coverage above the state-mandated limits. This can leave you susceptible to having to cover the rest of those bills out of pocket. Consult our guide to Florida’s minimum auto insurance coverage necessities.
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Comprehensive or collision insurance doesn’t meet car monetary duty necessities. Jason Metz is a author who has worked in the insurance coverage industry since 2007. As a former claims handler and fraud investigator, he’s seen so much, and enjoys serving to others navigate the complexities and opaqueness of insurance coverage.
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in Criminal Justice from Kutztown University and an M.F.A. in Creative Writing from the University of California Riverside, Palm Desert. If you want coverage for issues like automobile accidents, car theft, hail, hearth, falling objects , floods, vandalism, riots, civil commotions and collisions with animals , you’ll need to purchase collision and complete insurance. Prior to July 1, 2020, you have been required to purchase PIP insurance coverage with limitless lifetime benefits. For policies issued or renewed after July … Read More